If you’ve ever mislaid your mobile phone, lost your internet connection or even when your iPod powers down, you start wondering quick enough how we survived without these things.

And what about cash point machines? Those handy holes in the wall that dispense quick cash to buy lunch, pay for a round or just put a few quid in your purse or wallet.

Sure, we complain if our local cash machine is out of order and we're forced to move to the next closest one. Then they don’t seem like such a quick or convenient way to access your cash.

But imagine what the world was like prior to the quick spread of cash machines, before every high street had at least 3 or 4 ATMs jostling to dispense a quick quid or more to UK consumers.

The worlds very first cash point machine was installed in the Enfield branch of Barclay's Bank in 1967. Slowly these dispensers of quick cash spread during the 1970s but didn't really become an everyday feature of financial life until the 1980s.

Before then, it was necessary to queue in a bank, with a little account book in hand and it was anything but fast and easy. To avoid having to do this repeatedly you needed to estimate how much money you would need for the week, or until your next payday, and withdraw the lot on the spot.

Once cash point machines took off throughout the UK the way we spent our cash changed as quick as the way we got it. We soon adapted to getting cash quick and started spending it faster. Then, before you could say "quick quid loans" we started borrowing more and more to fill the hole in our pockets until payday.

Now the machines are about to change again, if only slightly. Lloyds TSB are starting to roll out cash machines that dispense 5 pound notes.

Thousands of UK consumers have experienced the frustration of finding less than £10 in their account before payday.

That could be £9.99 you can’t touch, as the smallest amount for withdrawal has been £10 for over 40 years. Thousands of UK consumers find themselves stuck in this situation until their pay clears.

If you’re looking for a few quick quid then these cash machines are great news. At the moment they are only available in university towns and cities around the UK. However, if they prove to be popular, other banks will soon follow.

Make sure that when you need to get to your money in a hurry there’s something in your ATM.

Apply now for quick payday loans direct and have funds available in your bank today. Payday Loans Direct are quick and easy to apply for and acceptance rates are higher than banks and building societies.

Millions of UK borrowers find that Payday Loans Direct provides quick loans to suit their needs and fit their budget.

Many people in need of a quick cash loans often use property as collateral in order to get a fast loan, but the application process for these types of loans can be time consuming, which means that when you need to get money fast, there is often not a cheque simply waiting for you at home to cash in at the bank.