We encourage all our customers to use our quick loan finding service responsibly and avoid the pitfalls that surround all loans. We know that bad credit can happen to anybody and we work with lenders who do not base our decision to offer loans solely on credit reports. But our lenders do take steps to prevent people borrowing what they can’t afford to repay.

Get the most out of a Fast Payday Loan

Payday Direct finds quick loans for a short period of time. Borrowers should always remember when selecting the amount they need that the loan will need to be repaid on Payday (or on the date agreed with the lender).

Taking the time to do a quick budget before deciding on the amount to borrow can save a lot of trouble in the future.
If a borrower takes home less than £1200 a month and borrows £700 they will have to repay £875, which is more than half their monthly salary.

We encourage you to think carefully before you apply for a loan and you should apply for an amount you are confident you can repay comfortably over the period of the loan.

When used in the right way quick payday loans can offer great value and save the cost of going into an unauthorised overdraft and the cost of missing credit card payments.

Our commitment to responsible lending

Our responsibility our customers includes being open and honest about our service, to treat all customers fairly and to be safe and secure. This affects everything we do.

What we do

• Design products and find loans that suit your needs.
• Provide clear and easy to understand information about our service, including our lenders' rates and charges.
• Use personal information confidentially and in accordance with Data Protection Act 1999.
• Handle any queries or complaints promptly and professionally.