Data Protection Policies

1. We may as a result of your interaction with the Website hold and process personal information obtained about you when you access the Website and use it for making lending decisions and servicing our relationship with you, for the purposes of fraud prevention and debt collection, to understand your financial needs, to conduct our business and to provide you with better customer services and products from both PaydayDirect and those of selected third parties, to evaluate the effectiveness of our marketing of the Website and for statistical analysis. For these purposes, we may transfer the relevant data outside of the UK. We may pass this information to other members of PaydayDirect or agents, as permitted by law so that they may do the same and they may pass information held by them about you to us so that we may do the same. We will not disclose any such information outside of PaydayDirect except for fraud prevention purposes and/or if required/obliged by law or Governmental or judicial bodies or agencies or to our regulators under proper authority, or under a strict code of secrecy to sub-contractors or persons acting as our agents or where we have your consent or have previously informed you.
2. By submitting an application form through this site, you agree that PaydayDirect can contact you from time to time by post, fax, telephone or other electronic means, to tell you about other products and services, offered by ourselves or other carefully selected companies, that we believe would be of interest to you. We may also pass your information to third party financial services companies for the purpose of them telling you about their services or products.
3. All information submitted in this form is held safely and securely by PaydayDirect in accordance with the Data Protection Act 1998. As a data controller we also processes personal data which is exempt from notification. We require all parties to whom we may pass your information to treat it with the same degree of confidentiality.

Credit Reference and Fraud Prevention Agencies

When you apply for a product or service you confirm that all the information you have given is true and complete. When you apply for a product or service you authorise our lenders to check the following records about you and others (see below); a) own records; b) those at credit reference agencies (CRAs). When CRAs receive a search from us they will place a search footprint on your credit file that may be seen by other lenders. They supply to us both public (including the electoral register) and shared credit and fraud prevention information. c) those at fraud prevention agencies (FPAs).